compensation lawyers

What Is Included in a Workers’ Compensation Claim, and How Is It Calculated?

As an employer, your employees are entitled to claim compensation for their illness during
working hours or while fulfilling on-the-job duties. Workers’ recompense offers stability and a
security net for those who sustain injuries while on the job.

It is a type of insurance that offers pay assistance to employees who are hurt at jobs or as a
result of their employment. One-time lump sum repayment, income substitution, medical and
rehab costs, and assistance returning to work are all examples of this support.
Benefits Included in Such Claims.

● Payment for lost pay—Compensation for lost earnings could be partly or whole,
temporary or long-term, depending upon the incidents. An incapacitated employee is
generally eligible for reimbursement equal to 70% of their weekly average income
calculated 52 weeks before the accident. The worker’s compensation percentage starts
at 0.74% and goes up to 0.77%.

● Employment rehabilitation—If your accident or illness prohibits you from resuming your
previous job, you may be eligible for reimbursement to cover the cost of programs
that will enable you to find employment. The maximum lump sum payment for
permanent disability is $665,260, with benefits starting at $22,480.

● Medical costs- Medical costs are covered, related to the injuries that are justified as
workplace injuries. It includes prescription drugs, medical equipment, physiotherapy,
rehabilitation, and doctor visits.

● Death claims— In case of the death of a worker, the family can claim death benefits.
Families who still live after a worker is killed on the job are entitled to compensation.
In NSW, a fixed amount granted as a death benefit is provided. At the same time, other states
offer a weekly or monthly payment to the spouse or kids, often until the spouse’s death or
remarriage or until a child reaches a particular age. The age limit for dependent children in
Australia is 21 years or less.

How Is Work Cover Calculated in NSW?

Workers’ rights to weekly remuneration can be established once the average weekly wages
before the injury have been computed. Below is the provided information about the work cover
● For the first Thirteen weeks: 95% of the average weekly income before the injury

● After 13 weeks and up to 130 weeks: 80% of the employee’s average weekly salary
before the accident if the employee is not employed or works fewer than 15 hours a
● 95% of the employee’s average weekly earnings before the accident if the employee
works 15 hours or more per week.
● 80% of pre-injury average weekly earnings go beyond 130 weeks to 260 weeks;
however, specified conditions must be met.
● Eighty percent of pre-injury per week wages after 260 weeks, although benefits will only
be made if an employee has 21% or more of the total disability.

Unless you are an “exempted employer,” all employers must have their workers insured. If you
do not have one, your company might face a $55,000 penalty, six months in prison, or both. The
premium payment starts from $175. To further understand worker’s compensation claims and
entitlements it is recommended to speak to one of Sydney’s preferred compensation lawyers.


Workers’ compensation is insurance that offers to pay compensation and healthcare coverage
to workers hurt while on the job. It gives the employee the right to sue the employer and ask for
compensation regarding loss or damages. Workers’ compensation claims are the right of every
employee, and they should be given the option to claim.